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Closing Cost Guarantee

At First Interstate Financial Corp., when you apply for a loan you are provided with a low closing cost quote that is guaranteed not to increase.  This quote is not an estimate.  We guarantee that it will be the total lender closing costs that you will have to pay to obtain your loan.  Many homeowners have had bad experiences with lenders who do not guarantee their closing costs and charge additional lender fees last minute at closing when it is too late for the homeowner to make other financing arrangements.  Avoid unpleasant surprises of paying hidden and junk lender fees at the closing table with our Guaranteed Closing Cost Mortgage.  Once you lock in your rate and fees with First Interstate Financial Corp, we guarantee that those costs will not change throughout the process.

 

Our Closing Cost Guarantee applies
to all lenders fees such as: 
  • Origination Fees
  • Discount Points
  • Appraisal Fee
  • Commitment Fee
  • Lender Attorneys Fees                (if required)
  • Credit Reports
  • Tax Service Fees
  • Underwriting & Processing Fees
  • Flood Certificate

Our Closing Cost Guarantee does not apply to other fees such as:
  • Prepaid Interest
  • Property & Transfer Taxes
  • Homeowners Insurance
  • Private Mortgage Insurance premiums (if required)
  • Title Insurance & Related Services
  • Borrowers' Attorneys Fees
  • Recording Fees
  • Survey